Friday, August 10, 2012

It went great!!!


(an oldie but goodie of Ada and Mama for your enjoyment)

Our meeting today was so fantastic I can't properly describe it all here. The lady we met with was so kind and she was so thorough, it was the fist time I have been able to sit down with someone who could look at our situation, our finances, and really tell us how things looked for the future possibility of owning our own home. Turns out we are so poor we qualify for absolutely everything, and I mean everything! There are a couple of grants we are able to get, along with interest free loans with no payments for 5 years from the city (the Oak City's effort to revitalize downtown neighborhoods and aid low income families like ourselves in buying a home).. FHA loans.. in house banking products. My head was spinning with terminology and acronyms by the time we walked out the door. We can't buy much. We are looking in the $110K range to start. Don't laugh! Seriously! Stop it!!! It could happen!!! I have already spoken with a realtor that works with DHIC and she sent me several links to properties in the neighborhoods we are interested in to get us started looking around. The people we spoke to today were very enthusiastic about our excellent credit and seemed to think that our finding a home in this price range was not at all out of the realm of possibility. I know this is a first meeting.. things could change, fall through, become way more complicated .. all of this will probably happen by tomorrow morning when we go for our last minute Home Buyer Workshop there .. but I am so encouraged. I fully expected for someone to meet with us and tell us to stay the course for another 5 years or so and then come back and lets talk again. We have quite a bit of student loan debt and I wish that wasn't the case but it is. I also wish we had a tidy down payment stashed away somewhere in a giant sock drawer. But we don't and I wouldn't trade Stephen's MFA for love nor money. It was the best thing we have done for his career and it was worth every penny of those loans. I am encouraged. I am so excited. I am so thankful for finding the name of this organization in front of a house downtown. I know there is a reason that the Lord has suddenly given us the desire to be homeowners and I know that He has the perfect home out there for us and we will find it in His perfect timing. Hurrah for meetings that leave you with a gigantic smile on your face that you absolutely can not wipe off! Thanks for your prayers guys!

6 comments:

Anonymous said...

I have more collab opportunities than ever. Both pharmaceutical companies denied the accusations, however, on their websites, they informed the public that they agreed to make changes on their labeling to inform future consumers about the risks with overuse. vpn wan free. Galileo thermometers are among these materials that worth mentioning. Also by not wasting too much energy on just your biceps, you will be able to lift more weight for your bigger muscles such as your back., vpn network drive. One can enjoy jeep safari, rock climbing, rappelling, elephant safaris, fishing and angling, bird watching in the park. vpn setup on linux

Anonymous said...

In case of incall services, the clients will be invited to the escorts place for the evening., windows xp last edition. If you suddenly have an illness or injury and require medical treatment, the amount that you owe will be an immediate financial burden. But if you aren't there quite yet then these words are for you. it supports. It costs seven times more to obtain one new customer when compared to securing the return of your current customers. cisco vpn 64bit

Anonymous said...

The patterns of inequality in health care provisions varies depending on place, gender, age, year of births, ethnicity and many other factors. But due to hectic work schedules and monotonous it becomes virtually impossible to follow a good and flawless hair care routine. obscura access. Do the things, which people of your age, resist doing for fear of having body aches? The influence of internet in the field of marketing, advertising and business promotions cannot be ignored., netgear router rp614 adsl. Sensory nerves help recognize a gentle touch or a cut, and autonomic nerves control involuntary actions like breathing, heart beat and food digestion. telercharger com rechercher emule

Anonymous said...

Water restrictions in various localities are becoming more and more common with every passing year. voice over internet protocol baltimore md. To know about botox training ,botox school,learn botox,botox course,filler training and restylane training. msn hotmail ssl sign up

Anonymous said...

Most of these modern solar panels are very fragile and a small bump or drop can severely damage a panel., computer access technology corp. In second stage initially the cell spread further and invades the muscular layer of the esophagus and probably even the adventitia. They are reasonably priced and ecofriendly. faith nude socks art figure. V’s that are selling in the market. python http proxy

Anonymous said...

It is advisable that when the divorce is fixed, one should talk to a good attorney to deal with health insurance divorce. dual network card setup